Money Train 4 - online slot from provider Relax Gaming

Игровой автомат Money Train 4

Money Train 4 Slot Description

Relax Gaming released Money Train 4 on September 20, 2023, and officially concluded the saga of the bandit train on a desert planet. The action unfolds in a post-apocalyptic steampunk-western: dry landscape, locomotive, skulls, gangs, card suits as low-paying symbols. The grid is 6x6, payouts work via scatter pays mechanics: to win in the base game, you need to collect 8 or more identical high-paying symbols or 10 or more low ones anywhere on the screen. There are no traditional lines or ways here at all.

The main feature is the Money Cart bonus round. The provider has ramped it up to 21 modifiers: Collector, Payer, Sniper, Necromancer, Arms Dealer, Shapeshifter, Unlocker, Upgrader, Reset Plus plus their Persistent versions. Each symbol performs its own task — collects values, multiplies them, turns bonus coins into modifiers, revives expended symbols, opens new rows. In the base game, the Respins Feature is active: after any spin, the most frequent symbol can "stick," and as long as new sticky symbols or multipliers are added, the respins continue.

Default RTP — 96.10% (96.50% when buying the bonus), casinos offer reduced versions of 94% and 90%. Volatility — maximum on the provider's internal scale, 5 out of 5. Hit frequency in the base is about 20.14%, meaning a formal hit comes roughly every 5 spins, but the bonus round is a major rarity. Bet range — 0.10-6 EUR. Win ceiling — x150000 of the bet.

How the Bonus Works in Money Train 4

The bonus part is the entire slot. The base is pretty boring and mainly serves to spin until Money Cart, so it's worth breaking down exactly what happens inside.

Streak Respins — Surprise in the Base

The Respins Feature triggers randomly after any paid spin. The symbol that appears most on the screen gets fixed, and the other positions restart. As long as new matching symbols or multipliers land — the respins continue. Accumulated multipliers don't reset and apply to the final win of the series. The mechanic keeps the base from turning into a monotonous dead slider, though full-on hits from here are rare — it's more of a booster than a main payout source.

Money Cart Bonus — The Main Goal

Triggered by 3 or more Bonus Scatters anywhere on the field. Start — reduced grid 6x4 and 3 respins. Bonus symbols with fixed values (from x1 to about x10) appear on the field, along with modifiers. Every new non-empty symbol resets the respin counter back to 3: as long as something lands — the round continues. If you fill a full row with sticky symbols, a new row opens above or below. Maximum expanded grid — 6x8.

In theory, the round can last a long time: modifiers collect values, multiply them, turn bonus coins into each other, revive expended positions, and open additional rows. Records are built from this cascade. The x150000 ceiling of the bet is achievable only here — and exclusively here.

21 Modifiers — What to Expect in Money Cart

Each modifier has its own behavior, and knowing them significantly changes how you perceive the bonus. Persistent versions stay active in subsequent spins and turn one-time mechanics into ongoing ones.

  • Collector — collects values from all visible bonus symbols to itself. The Persistent version does this every new spin.
  • Adjacent Collector — works only with 8 adjacent positions. More targeted, but often hits more precisely than a regular Collector.
  • Payer — reveals its value and adds it to all visible bonuses. The Persistent version does this over and over.
  • Adjacent Payer — distributes the value only to neighbors.
  • Sniper — doubles values on up to 8 bonus symbols. The Persistent version hits again on each new spin.
  • Collector Payer — hybrid: first collects from 5 symbols, then distributes the collected sum across the field. Sounds simple, but it's often the "core" of a big bonus.
  • Arms Dealer — turns 4 regular bonuses into new modifiers. Essentially "launches" a second wave.
  • Necromancer — revives up to 7 already expended non-persistent modifiers. The only symbol that literally restarts the past in Money Train 4.
  • Persistent Shapeshifter — after each spin, turns into one of the working modifiers: Collector, Payer, Sniper, Collector Payer, Arms Dealer, or Unlocker. Can't predict it, but it's almost always useful.
  • Unlocker — opens a new row on the grid, increasing space for bonus symbols.
  • Reset Plus — adds +1 to the starting respin counter. Seems minor, but a couple-three of these at the round's start — and the grid fills up in time.
  • Upgrader — turns 3 non-persistent modifiers into their persistent versions. The most disruptive upgrade in the game.

It's worth understanding separately: it's not so much the number of modifiers that matters, but their combination. Collector Payer + Upgrader + a couple of Snipers — that's already a claim to a big hit. And a single Necromancer without modifiers nearby — almost a waste.

Feature Buy — How Much to Jump Straight In

Relax Gaming left two buy options (in countries where allowed — for UK players, Feature Buy is unavailable):

OptionCostWhat You Get
Regular Money Cart100x betStandard entry to the bonus without guaranteed persistent symbols. RTP on buy — 96.50%.
Persistent Bonus500x betGuaranteed at least one Persistent modifier at the start. RTP on buy — also 96.50%.

The 5x cost difference is the price for predictability. With the regular buy for 100x, you can easily get an "empty" bonus without persistent symbols, where the round closes in 5-10 spins with minimal payout. For 500x, at least one persistent is always there.

Specifications

ProviderRelax Gaming
Release DateSeptember 20, 2023
Game TypeVideo Slot
RTP96.10% (alt. 94%, 90%; with Feature Buy — 96.50%)
VolatilityHigh (5/5)
Max Winx150000
Max Win Probability1 in 94 million spins (per provider data)
Hit Frequency20.14%
Min Bet0.10 EUR
Max Bet6 EUR
Grid6x6 (in bonus — from 6x4 to 6x8)
PaylinesScatter Pays (payouts for 8+ or 10+ matching symbols anywhere)
MechanicsScatter Pays, Streak Respins, Money Cart Bonus, Hold & Win
Wild SymbolNone
Scatter SymbolBonus Scatter — triggers Money Cart (3 or more)
Free SpinsNone in classic form; replaced by Money Cart Bonus with respins
MultipliersAccumulate in Respins and inside Money Cart via Payer, Sniper modifiers
Bonus GameMoney Cart Bonus with 21 modifiers and expanding grid
Feature BuyYes: 100x bet (regular), 500x bet (with Persistent); unavailable in the UK
Bonus GambleNone
JackpotNone
TechnologyJS, HTML5
ThemeSteampunk-Western, Post-Apocalypse, Train Heist

Symbols and Payouts

Money Train 4 uses scatter pays, so there are no traditional x3/x4/x5 combos here. Low symbols start paying from 10 matches, highs from 8. The maximum payout is awarded for 36 matching symbols, fully covering the grid. Below — what they pay and for how many matches.

High-Paying Symbols

SymbolFor 8For 36 (Full Screen)
Necromancer1.2x1000x
Native American Bandit1x500x

Medium Symbols

SymbolFor 10For 36 (Full Screen)
Bearded Bandit1.2x400x

Low-Paying Symbols — Card Suits

SymbolFor 10For 36 (Full Screen)
Heart0.5x125x
Spade0.5x125x
Club0.4x100x
Diamond0.4x100x

Special Symbols

SymbolFunctionWhere It Appears
Bonus ScatterTriggers Money Cart on 3+ on the fieldBase
Bonus SymbolFixed value from x1 to x10, collected by modifiersMoney Cart
Modifiers (21 Types)Collector, Payer, Sniper, Necromancer, Arms Dealer, Shapeshifter, Unlocker, Reset Plus, Upgrader — each with its roleMoney Cart

No Wild as a class in Money Train 4: modifiers inside the bonus handle the "joker" role, not a single symbol substituting others. This is deliberate design — strong combos are built through Collector+Payer+Sniper, not substitutions.

Our Experience: How to Play Money Train 4

We spun about 2000 times in demo with a 1 EUR stake and another 300 spins with bonus buys (50 for 100x and a few for 500x). The picture turned out like this:

  • Bankroll. The base is very lean even with 20.14% hit frequency. Most hits are 0.2-0.5x bet. Plan for at least 500-1000 spins if playing "without buying" — otherwise, there's a risk of not even waiting for a Respins series.
  • Bonus Frequency. We caught Money Cart on average every ~250-300 spins, with dry spells up to 600-800. This is stable series classic: you have to wait a long time. If playing just for the bonus — Feature Buy saves nerves and bankroll.
  • Respins. The Respin Feature triggers quite rarely — in our 2000 spins, about 15-20 launches, of which noticeable ≥ x10 bet were only 3-4 times. It's not the main money source.
  • Feature Buy for 100x. Played 50 buys. Spread from x0.5 to x180 of bet per bonus. Average return hovered around x8-10, but without persistent symbols, one in five was a "dry" bonus. Doesn't pay by RTP on short distances.
  • Feature Buy for 500x. Here bonuses are "noisier": guaranteed Persistent always works, and out of 6 buys, there was one hit for x1200 and another for x340. The other four — x50-150. But entry cost is higher and every 10 buys there's a risk of a failure series.
  • Key to a Big Hit. Watch for Upgrader and Arms Dealer in the first 2-3 bonus spins. If they appear early along with at least one Collector Payer — the grid almost always ramps up. If the round starts with Sniper + several bonus symbols on low values — no x50+ exit usually.

Devices

The slot is built on HTML5, runs directly in the browser without installation. On desktop, the visuals unfold in widescreen with the full grid. On mobile, the interface automatically adjusts to portrait, without losing any controls: multiplier bar, respin counter, and Feature Buy button appear at top and bottom. All payouts, modifiers, and animations are identical across platforms — no differences between iOS, Android, and desktop.

Desktop
iOS
Android

Slot Pros and Cons

Strengths

  • x150000 ceiling — the slot is remembered for just one such hit.
  • 21 modifiers in the bonus — each round turns out unlike the previous one.
  • Persistent symbols make the bonus truly accumulative, not "one-off."
  • Visuals and sound at AAA production level: desert, steam train, bandits — the style is consistent down to the details.
  • Two Feature Buy options — choose between price and persistent guarantee.
  • Expanding grid 6x4 → 6x8 in the bonus adds excitement and is rare among competitors.
  • 20.14% hit frequency in the base keeps the screen from freezing dead.

Weaknesses

  • Base is very lean: 0.2-0.5x bet payouts dominate, rarely anything bigger.
  • Money Cart hits rarely — average wait 250-300 spins, sometimes up to 800+.
  • 100x Feature Buy often gives an "empty" bonus without Persistent symbols.
  • Max win probability 1 in 94 million spins — only a few see the ceiling.
  • Feature Buy unavailable to UK players.
  • Reduced RTP 94% and 90% appear in some casinos — check before playing.

Is It Worth Playing

Money Train 4 is the series finale and, arguably, its purest concentrate. Relax Gaming took Money Cart to the max: 21 modifiers, expanding grid, x150000 ceiling, and odds of hitting it once in 94 million spins. This isn't a slot for "steady spinning and profiting," but for catching that one bonus you tell stories about later.

Who it'll appeal to: players with strong nerves and deep bankroll, fans of high-volatility scatter pays mechanics, series enthusiasts who want to close it with the final release. A special category — those who prefer buying the bonus: the 500x Feature Buy with guaranteed Persistent symbol really changes the picture.

Who it won't: newbies, those expecting frequent medium base payouts, and players not ready for 500+ spin droughts without notable hits. The base is truly harsh, and without Money Cart, the slot looks duller than its reputation.

In short: Money Train 4 is a tough, visually dense, and mechanically rich machine. The chance to see x150000 is close to zero, but the path to Money Cart with all 21 modifiers — that's the whole point of the game.

Frequently Asked Questions About Money Train 4

What is Money Train 4?

It's a video slot from Relax Gaming, released on September 20, 2023. 6x6 grid, scatter pays, high volatility 5 out of 5, and max win x150000 of bet. Main feature — Money Cart bonus with 21 modifiers and expanding grid up to 6x8.

What is Money Train 4's RTP?

Base RTP — 96.10%. With Feature Buy, it rises to 96.50%. Some casinos set alternative versions — 94% and 90%, so check the slot's info tab before playing.

Can you play Money Train 4 for free?

Yes, the demo version runs on this page without registration or deposit. Demo bets are conditional, and all mechanics — Respins, Money Cart, and Feature Buy — work exactly like in the paid version.

What is the maximum win in Money Train 4?

Ceiling — x150000 of bet. Per provider data, probability of hitting it — one case in 94 million spins. The first official x150000 was recorded just a day after release: a player from Finland won 30000 EUR on a 0.20 EUR bet.

What bonuses are in Money Train 4?

Main two: Respins Feature in base (triggers randomly, most frequent symbol becomes sticky, respins run while new sticky or multipliers arrive) and Money Cart Bonus for 3 Bonus Scatters. Inside Money Cart, 21 modifiers, including Persistent versions that don't disappear after a spin.

Does Money Train 4 have a jackpot?

No, neither fixed nor progressive jackpot is provided in the slot. Max win is capped at x150000 of bet — if the round sum exceeds this ceiling, it forcibly ends with an x150000 payout.

What devices can you play on?

The slot works on desktop (Windows, macOS, Linux) and mobile devices (iOS, Android) via browser. No separate app needed — full functionality runs on HTML5 equally across all platforms.

What is the bet range?

From 0.10 to 6 EUR per spin. In the UK, max is limited to £2 for 18-24 year olds, £5 for 25+ per UKGC rules. Feature Buy unavailable to UK players.

How often does Money Cart Bonus drop?

From our experience over 2000 spins, the bonus came on average every 250-300 spins. We had droughts of 600-800 spins in a row without a trigger. The number varies a lot and depends on luck — the provider doesn't publish exact hit frequency for Money Cart.

How much is Feature Buy and is it worth it?

Two options: 100x bet for regular Money Cart entry and 500x bet for entry with guaranteed Persistent modifier. RTP for both buys — 96.50%. If the goal is to get to the bonus faster, 100x is cheaper, but often gives "empty" rounds. 500x costs more, but almost always delivers a noticeable result thanks to the Persistent symbol.

What are Persistent modifiers and why are they needed?

These are versions of regular modifiers (Collector, Payer, Sniper, Necromancer, etc.) that don't vanish after one action but stay on the field and trigger every subsequent bonus spin until the round ends. One Persistent Collector Payer + Upgrader — and the grid can fill to max 6x8 with stacked values.

Does Money Train 4 have a Wild symbol?

No. Relax Gaming deliberately ditched Wild: in scatter pays mechanics, it's not needed, and all "joker" functions are handled by modifiers inside Money Cart — Collector, Payer, Arms Dealer, Shapeshifter, and others.

Founder of the site and expert on Relax Gaming slots
Published: April 22, 2026 Updated: April 22, 2026